A wise pundit once said: when it comes to doing, the smartest thing you can do is to focus on what you know. Taking this sage advice to heart, we are focusing on what we know best --- financial services. Knowing that financial institutions such as banks, insurance companies, investment firms, etc. are the foundational building blocks of society, it was no surprise that their recent failings caused the global financial crisis and woke people up to the critical importance of social responsibility perhaps best symbolized by the Occupy Wall Street Movement. As financial experts and doers at heart, we know that responsible practices based on transparency, sustainability and fairness must be fully embraced if we are to deliver on our mandate of helping to foster the creation of an inclusive financial landscape that is, at its core, both responsible and just. Our first step in this direction is the creation of the SORIN Gap Fund designed to help hardworking and responsible people who find themselves in dire need when the financial protection they paid for did not prove to be enough. The gap fund may have been envisioned by us, but it belongs to everyone.
Joe is just crazy enough to believe that social entrepreneurship initiatives will help facilitate economic equity. Joe is a recent graduate of Syracuse University, where he studied political science and Middle Eastern studies. During his academic career, Joe studied abroad, spending extended periods of time in Turkey and Ukraine. Outside of work, Joe enjoys running, playing the guitar, spending time with his friends and bowling. He actually missed a perfect game a few years back by just one strike. He enjoys watching House of Cards and Real Time with Bill Maher on television and is an avid movie buff. Joe also loves to nap, something that he can't even blame on eating too much at Dinosaur BBQ, one of his favorite restaurants in Syracuse. Even though he comes from an Italian family, Joe does not like baked Ziti. Oh, and he admits that he drinks too much Diet Coke.
Corey was raised by his dear mother in Mercer County, New Jersey. Fighting through adversity and patiently persevering to eventually achieve his ambitions were traits he had to learn in order to stand out as the youngest child in a family of 10 siblings. Today Corey is a successful supply chain expert with a passion for doing the right thing, especially when working at the community grass roots level. He loves to watch and play basketball and has a collection of shoes - sneakers - that even his wife can't compete with. For Corey, leisure means spending time with his family going hiking, camping and enjoying the great outdoors. He is a devoted father of 6 beautiful children and a loving husband. He has developed a taste for spicy Indian food and chooses to honor the quintessential American dessert Apple Pie by only eating it warm and with a scoop of vanilla ice cream.
Thomas was born in Chicago, later moved to Colorado and currently lives in California with his family. He spent much of his career in a start-up environment because it is his professional home and where he believes he can make the biggest impact.
Social entrepreneurship then represents the perfect intersection of what he believes in the most and where he hopes to make a great contribution. Thomas is a veteran of the U.S. Army having served in Europe for many years. He enjoys mountain climbing, white water rafting and computer programming and is developing a series of mobile games. This is why the Lord of the Rings and Hobbit are his favorites because even before the movies, the books were the video game technology of a time when imagination was the ultimate canvas. Thomas has reluctantly accepted the fact that he did not invent mashed potatoes and gravy - though he grew up thinking he did.
SORIN stands for SOcially Responsible INitiative, which is envisioned to help foster the creation of an inclusive financial landscape that is, at its core, both responsible and just. Our first SORIN is the SORIN Gap Fund that is created to provide impactful relief to individuals and families who are not fully protected by their insurance policy and are facing immediate and unbearable financial consequences as a result.
We will continually be researching, analyzing and developing solutions and initiatives until we have reached our goal of bringing socially responsible alternatives to the financial services industry for everyone who needs them.
These solutions and initiatives can come in the form of funds, programs, products, companies, or even storefronts. It is our community and the discussions we engage in will steer SORIN towards the greater goal of an inclusive financial landscape that is, at its core, both responsible and just. Some possible future initiatives that we are contemplating are listed below, but by no means is this a comprehensive list.
We are looking for other areas of need and welcome your thoughts and ideas, so please feel free to contact us and tell us what you think!
Insurance is the best way for us to protect ourselves from unforeseen misfortunes. Whether such adversities are caused by natural disasters or careless neglect, having the proper insurance coverage can, in the event of a loss, help us to recover. Unfortunately, having an insurance policy isn't always enough especially after storms like Hurricane Sandy, which generated so much devastation that hundreds of families are still in distress. Why is this when insurance is supposed to protect us? In order to keep profitability ratios high, insurance companies are constantly seeking to cut costs. In doing so they often raise premiums, reduce the expansiveness of their coverage, and in some cases drop customers that are "not profitable enough" even if they are not "high-risk."
How many people have discovered that they did not have adequate coverage on their homes, were denied coverage based on an exclusion in the "fine print" of the policy, or simply were not able to pay the policy deductible because of the negative effects that the nationwide economic downturn has had on their income. From high deductibles to discrepancies between the value of claims and actual repair costs, many families are not always able to recover from unexpected losses.
This is where SORIN Gap Fund comes in and fills the gap. The SORIN Gap Fund is not an insurance plan. It is a revolutionary and crowd empowered way of looking at how gaps left by traditional insurance coverage can be filled. The SORIN Gap Fund will fill these gaps and help the people who need assistance the most by providing them with interest-free loans to pay for their immediate short-term needs and when justified, will donate funds to those who do not have financial means to even repay an interest-free loan.
Let us know how we can help you. Do you need more information on the Gap initiative? Or do you have a specific need and want to see how we can help? Either way, we are here to help, and will be timely in our response! Thank you for your interest.
Would you like to be one of the SORIN problem solvers? It's pretty simple really. We place a premium on creating a wholly inclusive outreach environment with everyone we interact with. So if you have passion for helping others and see our initiative as a way of solving necessary problems in a responsible and innovative fashion then journey with us helping to foster the change we aim to achieve.
A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life. As long as the current financial system prevails, unfair practices that leave large gaps for the consumer will not only continue, but grow. Financial freedom will not be possible. If you are interested in creating a fresh and alternative approach to financial services that isn't based in the rationale that making money is contributing to society, then advocate for SORIN.
SORIN is the right answer to ethically addressing the disparities created by our existing financial system. That said, we still need conscientious folks like you to work with us towards positive change. Empower yourself, your family and neighbors and use your voice to support SORIN. SORIN is for everyone and more people need to know that there are alternatives that are community-based, socially responsible and ethical out there. Just because current financial practices dominate today's market place does not mean that they are the best or only choices we have. We, the average Americans, need and deserve better options.
Whether it be friends, family, colleagues or anyone else who may appreciate what SORIN is about, you can spread the word by having people visit our website and participate in our campaigns.
As Americans we need to change the current systems, policies, attitudes and behaviors in order to enable change that will make a true difference in our lives. In order to bring viable alternatives to conventional financial products and services, we have to invest resources to develop new processes, leverage technology, invest in intelligent and passionate professionals and design innovative approaches to deliver the SORIN message.
We can't do any of this groundbreaking work without capital. The vision is grand-- there is no shortage of fantastic ideas and every member of our team is passionate about developing SORIN and empowering change for ourselves and by ourselves. If you are interested in investing in ethical and socially responsible financial products, services and business practices, please donate generously. SORIN will utilize crowd funding and other strategies that will be accessible to all so every contribution, large or small will bring about the fair and just change that is needed.
You are part of a growing community of change enablers who are taking the future into their own hands. We are here to help facilitate that change. We are here to create an inclusive financial landscape that is, at its core, both responsible and just.
We don't have all the answers nor do we have all of questions so the conversation that we engage in will be SORIN's road map on the journey of creating a financial landscape that is, at it's core, both responsible and just. So we need to hear from you so feel free to contact us with your thoughts and ideas and also let us know who we can help and even how we can help.
19046 Bruce B. Downs Blvd
Tampa, FL 33647